Car accidents could affect your entire life when serious injuries appear. Sometimes, these injuries simply never heal. You might end up losing a lot of work time and you might not even be able to work anymore. You end up with lost wages, huge medical expenses, and an overall financial ruin.
Due to what we highlighted above, it is often mandatory that you contact specialists to help you, like Regan Zambri Long car accident lawyers. This is because attorneys can help you to recover costs and even secure your entire financial future.
Many know that insurance policies apply and that they will receive compensation anyway. This is especially the case when they have their own health policies. However, all insurance policies have limits. And in the event of a car accident, your injuries might warrant several damages. The most common ones are covering:
Medical Expenses
After being injured in a car accident, you most likely spent some time in the hospital, at the urgent care facility, or at least went to the doctor’s office. Additional care costs might also appear because of medical treatments, physical therapy, medication use, and surgery. All of these expenses should be covered in the personal injury lawsuit. Alternatively, they should be covered in the injury settlement.
Pain And Suffering
Car accidents are capable of leaving emotional and physical scars. Emotional scars could easily make it very hard or even impossible to leave home. When you end up suffering from PTSD, depression, or anxiety after the accident, compensation is available to cover for emotional pain.
Lost Wages
The injury settlement or award can include compensation for both lost wages and even future lost earnings. As an example, because of the fact that you were in the hospital, you might have missed work.
The employer does not need to pay you for how much time you spend off work because of the injuries. However, who caused injuries is responsible and will be forced to pay your lost wages. How much you are paid depends on countless factors, like:
- Your training and skills
- Current occupation
- Life expectancy
- Age
- Future earnings potential
- Education level
Loss Of Affection
Besides the victim, it is also the family that could recover financial compensation. When your injury is preventing you from intimacy with your spouse, the spouse might receive compensation. Also, your children might receive money when they cannot play with you, enjoy a regular relationship with you, interact with you, or even talk with you.
The Claims Process
Generally, it is highly recommended that you find a highly experienced injury attorney whenever possible following the accident. The lawyer can easily help you to file successful claims while making sure you do not miss any deadline and statutes of limitations do not apply.
Remember that claims can become very stressful really fast. At the same time, you have to take care of your injuries, which means your time will be limited. That is why it is so important that you have someone knowledgeable in your corner who is capable of helping out.
